Investment Performance

Printer Friendly Version

PERFORMANCE UPDATE  
 
NASHVILLE & DAVIDSON COUNTY  
 
Average Annual Total Returns as of 05/31/2017    (shown in percentages)  

 Mutual funds offered through a retirement plan are investments designed for retirement purposes.  Early withdrawals will reduce your account value. 

 The performance data quoted represents past performance.  Past performance does not guarantee future results.  For month-end performance which may be lower or higher than the performance data shown please call 800-584-6001.  Investment return and principal value of an investment will fluctuate so that, when sold, an investment may be worth more or less than the original cost.  

 The returns do not reflect the deduction of the asset based annual charge, which is deducted on a quarterly basis and is used to pay plan record keeping and administrative costs. The deduction for the following funds is 0.18% - AllianzGI NFJ Dividend Value Fd Inst, American Funds CapWld G&I R6, Dodge & Cox International Stock Fund, Nuveen Real Estate Sec Fnd R6, PIMCO Total Return Fund - Institutional Class, PIMCO Unconstrained Bd Fd Inst, Principal Divrsd Real Asst F Inst, Vanguard Instit Index Fnd Inst, Vanguard Mid-Cap Index Fund Inst, Vanguard PRIMECAP Fund - Admiral™ Shares, Vanguard Tot Intl Stk Ind Fd Sign, and Wells Fargo Target Date funds; the deduction for all other funds is 0.00% annually. 

 You should consider the investment objectives, risks and charges, and expenses of the funds carefully before investing.  The prospectus contains this and other information.  Anyone who wishes to obtain a free copy of the fund prospectuses may call their Voya representative or the number above.  Please read the prospectus carefully before investing. 

 Returns less than one year are not annualized.  Fund Inception Date is the date of inception for the underlying fund, and is the date used in calculating the periodic returns.  This date may also precede the portfolio's inclusion in the product. 


 Investment Options 1-Mo 3-Mo YTD 1-Yr 3-Yr 5-Yr10-Yr InceptFund Inception Date Gross Fund Exp %* Net Fund Exp %* 
Stability of Principal   
   Stability of Principal 
Voya Fixed Account - 457/401 - 688 (1)(19)0.250.753.003.003.033.36   
Bonds   
   Intermediate-Term Bond 
PIMCO Total Return Fund - Institutional Class - 544 (2)0.831.663.333.422.672.835.9205/11/19870.47 0.46  
   Nontraditional Bond 
PIMCO Unconstrained Bond Fund - Institutional Class - 6323 (3)0.621.713.788.162.522.344.2006/30/20080.99 0.90  
Asset Allocation   
   Lifecycle - Index 
Wells Fargo Dow Jones Target 2010 FundSM - Class R6 - 7148 (4)(5)0.631.443.082.861.723.093.5206/29/20040.42 0.32  
Wells Fargo Dow Jones Target 2015 FundSM - Class R6 - 7141 (5)(6)0.781.873.923.842.334.223.6206/29/20070.41 0.33  
Wells Fargo Dow Jones Target 2020 FundSM - Class R6 - 7147 (5)(7)1.042.385.015.843.035.603.7406/30/20040.40 0.35  
Wells Fargo Dow Jones Target 2025 FundSM - Class R6 - 7667 (5)(8)1.032.575.797.843.737.084.1106/29/20070.40 0.35  
Wells Fargo Dow Jones Target 2030 FundSM - Class R6 - 7651 (5)(9)1.102.786.6810.354.548.534.3006/30/20040.40 0.36  
Wells Fargo Dow Jones Target 2035 FundSM - Class R6 - 7142 (5)(10)1.132.937.5112.655.099.744.7206/29/20070.41 0.37  
Wells Fargo Dow Jones Target 2040 FundSM - Class R6 - 7145 (5)(11)1.193.128.2514.485.5910.654.8206/29/20040.41 0.37  
Wells Fargo Dow Jones Target 2045 FundSM - Class R6 - 7143 (5)(12)1.233.278.7415.715.9111.185.2306/29/20070.42 0.37  
Wells Fargo Dow Jones Target 2050 FundSM - Class R6 - 7153 (5)(13)1.203.238.8516.216.0111.295.2706/29/20070.41 0.37  
Wells Fargo Dow Jones Target 2055 FundSM - Class R6 - 3373 (5)(14)1.203.318.9516.186.0211.268.0707/01/20110.47 0.37  
Wells Fargo Dow Jones Target Today FundSM - Class R6 - 7146 (5)(15)0.641.392.922.741.602.503.7106/30/20040.41 0.30  
Balanced   
   Allocation--30% to 50% Equity 
Principal Diversified Real Asset Fund - Institutional Class - 6322 (16)0.180.724.176.70-2.592.363.9303/16/20100.89 0.89  
Large Cap Value   
   Large Blend 
Vanguard® Institutional Index Fund - Institutional Shares - 566 1.402.568.6417.4310.1115.386.9407/31/19900.04 0.04  
   Large Value 
AllianzGI NFJ Dividend Value Fund - Institutional Class - 1205 (17)-0.23-1.521.8812.394.2511.923.6505/08/20000.73 0.58  
Large Cap Growth   
   Large Growth 
Vanguard® PRIMECAP Fund - Admiral™ Shares - 1234 2.965.2513.1324.3912.5019.239.8211/12/20010.33 0.33  
Small/Mid/Specialty   
   Mid-Cap Blend 
Vanguard® Mid-Cap Index Fund - Institutional Shares - 1197 0.932.158.4516.438.9215.217.2305/21/19980.05 0.05  
   Small Blend 
Voya Small Company Portfolio - Class I - 042 (18)-2.55-1.991.4218.8910.4415.047.8812/27/19960.90 0.85  
   Specialty - Real Estate 
Nuveen Real Estate Securities Fund - Class R6 - 6321 0.00-1.840.813.287.8310.095.6909/29/19950.87 0.87  
Global / International   
   Foreign Large Blend 
Dodge & Cox International Stock Fund - 735 2.468.7814.8325.911.0711.652.3705/01/20010.64 0.64  
Vanguard® Total International Stock Index Fund - Admiral™ Sh - 9889 2.988.2414.1718.291.758.831.1804/29/19960.11 0.11  
   World Stock 
American Funds Capital World Growth and Income FundSM - R-6 - 1960 2.496.4212.3417.575.2412.564.8003/25/19930.45 0.45  
 The risks of investing in small company stocks may include relatively low trading volumes, a greater degree of change in earnings and greater short-term volatility. 
 Foreign investing involves special risks such as currency fluctuation and public disclosure, as well as economic and political risks. 
 Some of the Funds invest in securities guaranteed by the U.S. Government as to the timely payment of principal and interest; however, shares of the Funds are not insured nor guaranteed. 
 High yielding fixed-income securities generally are subject to greater market fluctuations and risks of loss of income and principal than are investments in lower yielding fixed-income securities. 
 Sector funds may involve greater-than average risk and are often more volatile than funds holding a diversified portfolio of stocks in many industries. Examples include: banking, biotechnology, chemicals, energy, environmental services, natural resources, precious metals, technology, telecommunications, and utilities. 
 *The Gross Expense Ratios shown do not reflect any temporary fee or expense waivers that may be in effect for a fund. The performance of a fund with a temporary fee or expense waiver would have been lower if the gross fund fees / expenses listed had been reflected. 



PERFORMANCE UPDATE  
 
NASHVILLE & DAVIDSON COUNTY  
 
Average Annual Total Returns as of 03/31/2017    (shown in percentages)  

 The performance data quoted represents past performance.  Past performance does not guarantee future results.  For month-end performance which may be lower or higher than the performance data shown please call 800-584-6001.  Investment return and principal value of an investment will fluctuate so that, when sold, an investment may be worth more or less than the original cost.  

 The returns do not reflect the deduction of the asset based annual charge, which is deducted on a quarterly basis and is used to pay plan record keeping and administrative costs. The deduction for the following funds is 0.18% - AllianzGI NFJ Dividend Value Fd Inst, American Funds CapWld G&I R6, Dodge & Cox International Stock Fund, Nuveen Real Estate Sec Fnd R6, PIMCO Total Return Fund - Institutional Class, PIMCO Unconstrained Bd Fd Inst, Principal Divrsd Real Asst F Inst, Vanguard Instit Index Fnd Inst, Vanguard Mid-Cap Index Fund Inst, Vanguard PRIMECAP Fund - Admiral™ Shares, Vanguard Tot Intl Stk Ind Fd Sign, and Wells Fargo Target Date funds; the deduction for all other funds is 0.00% annually. 

 Returns less than one year are not annualized.  Fund Inception Date is the date of inception for the underlying fund, and is the date used in calculating the periodic returns.  This date may also precede the portfolio's inclusion in the product. 


 Investment Options 1-Mo 3-Mo YTD 1-Yr 3-Yr 5-Yr10-Yr InceptFund Inception Date Gross Fund Exp %* Net Fund Exp %* 
Stability of Principal   
   Stability of Principal 
Voya Fixed Account - 457/401 - 688 (1)(19)0.252.993.003.053.38   
Bonds   
   Intermediate-Term Bond 
PIMCO Total Return Fund - Institutional Class - 544 (2)-0.011.631.632.442.782.965.6205/11/19870.47 0.46  
   Nontraditional Bond 
PIMCO Unconstrained Bond Fund - Institutional Class - 6323 (3)0.842.892.899.492.702.744.1806/30/20080.99 0.90  
Asset Allocation   
   Lifecycle - Index 
Wells Fargo Dow Jones Target 2010 FundSM - Class R6 - 7148 (4)(5)0.161.781.782.121.872.693.5206/29/20040.42 0.32  
Wells Fargo Dow Jones Target 2015 FundSM - Class R6 - 7141 (5)(6)0.202.212.212.832.393.493.5006/29/20070.41 0.33  
Wells Fargo Dow Jones Target 2020 FundSM - Class R6 - 7147 (5)(7)0.262.852.854.492.914.503.9106/30/20040.40 0.35  
Wells Fargo Dow Jones Target 2025 FundSM - Class R6 - 7667 (5)(8)0.383.533.536.673.615.643.9506/29/20070.40 0.35  
Wells Fargo Dow Jones Target 2030 FundSM - Class R6 - 7651 (5)(9)0.534.354.359.274.386.794.6606/30/20040.40 0.36  
Wells Fargo Dow Jones Target 2035 FundSM - Class R6 - 7142 (5)(10)0.535.005.0011.604.907.704.5506/29/20070.41 0.37  
Wells Fargo Dow Jones Target 2040 FundSM - Class R6 - 7145 (5)(11)0.715.715.7113.575.378.445.2606/29/20040.41 0.37  
Wells Fargo Dow Jones Target 2045 FundSM - Class R6 - 7143 (5)(12)0.756.096.0914.875.658.855.0606/29/20070.42 0.37  
Wells Fargo Dow Jones Target 2050 FundSM - Class R6 - 7153 (5)(13)0.796.276.2715.435.808.985.1106/29/20070.41 0.37  
Wells Fargo Dow Jones Target 2055 FundSM - Class R6 - 3373 (5)(14)0.796.296.2915.275.768.927.8507/01/20110.47 0.37  
Wells Fargo Dow Jones Target Today FundSM - Class R6 - 7146 (5)(15)0.191.691.691.991.752.263.6706/30/20040.41 0.30  
Balanced   
   Allocation--30% to 50% Equity 
Principal Diversified Real Asset Fund - Institutional Class - 6322 (16)0.003.433.438.86-1.771.463.9203/16/20100.89 0.89  
Large Cap Value   
   Large Blend 
Vanguard® Institutional Index Fund - Institutional Shares - 566 0.116.056.0517.1310.3413.277.5107/31/19900.04 0.04  
   Large Value 
AllianzGI NFJ Dividend Value Fund - Institutional Class - 1205 (17)-1.002.422.4215.725.4010.084.4805/08/20000.73 0.58  
Large Cap Growth   
   Large Growth 
Vanguard® PRIMECAP Fund - Admiral™ Shares - 1234 0.738.278.2722.2511.6516.4010.2711/12/20010.33 0.33  
Small/Mid/Specialty   
   Mid-Cap Blend 
Vanguard® Mid-Cap Index Fund - Institutional Shares - 1197 0.026.196.1916.738.6912.897.8505/21/19980.05 0.05  
   Small Blend 
Voya Small Company Portfolio - Class I - 042 (18)-0.263.213.2127.1310.2413.718.8012/27/19960.90 0.85  
   Specialty - Real Estate 
Nuveen Real Estate Securities Fund - Class R6 - 6321 -2.150.490.492.629.879.695.6809/29/19950.87 0.87  
Global / International   
   Foreign Large Blend 
Dodge & Cox International Stock Fund - 735 3.569.329.3222.970.727.322.5205/01/20010.64 0.64  
Vanguard® Total International Stock Index Fund - Admiral™ Sh - 9889 2.838.478.4713.741.104.831.3604/29/19960.11 0.11  
   World Stock 
American Funds Capital World Growth and Income FundSM - R-6 - 1960 1.837.507.5014.464.979.635.1703/25/19930.45 0.45  
 The risks of investing in small company stocks may include relatively low trading volumes, a greater degree of change in earnings and greater short-term volatility. 
 Foreign investing involves special risks such as currency fluctuation and public disclosure, as well as economic and political risks. 
 Some of the Funds invest in securities guaranteed by the U.S. Government as to the timely payment of principal and interest; however, shares of the Funds are not insured nor guaranteed. 
 High yielding fixed-income securities generally are subject to greater market fluctuations and risks of loss of income and principal than are investments in lower yielding fixed-income securities. 
 Sector funds may involve greater-than average risk and are often more volatile than funds holding a diversified portfolio of stocks in many industries. Examples include: banking, biotechnology, chemicals, energy, environmental services, natural resources, precious metals, technology, telecommunications, and utilities. 
 *The Gross Expense Ratios shown do not reflect any temporary fee or expense waivers that may be in effect for a fund. The performance of a fund with a temporary fee or expense waiver would have been lower if the gross fund fees / expenses listed had been reflected. 


ADDITIONAL NOTES 
(1) The current rate for the Voya Fixed Account - 457/401 MC 925, Fund 688 is 3.00%, expressed as an annual effective yield. The current rate may change and be higher or lower than the previously identified rate but is guaranteed not to be less than 3.00%. Any rate change initiated solely by VRIAC will be guaranteed to remain in effect until the last day of the three-month period measured from the first day of the month in which such change was made. Note: The current rate for a plan's initial investment in the fixed account previously identified may be in effect for less than a full three-month period. 

(2) PIMCO Total Return Fund - Institutional Class: "Other Expenses" reflect interest expense. Interest expense results from the Fund's use of certain investments such as reverse repurchase agreements. Such expense is required to be treated as a Fund expense for accounting purposes and is not payable to Pacific Investment Management Company LLC ("PIMCO"). Any interest expense amount will vary based on the Fund's use of those investments as an investment strategy best suited to seek the objective of the Fund. Total Annual Fund Operating Expenses excluding interest expense is 0.46%. 

(3) PIMCO Unconstrained Bond Fund- Institutional Class: "Other Expenses" reflect interest expense. Interest expense results from the Fund's use of certain investments such as reverse repurchase agreements. Such expense is required to be treated as a Fund expense for accounting purposes and is not payable to Pacific Investment Management Company LLC ("PIMCO"). Any interest expense amount will vary based on the Fund's use of those investments as an investment strategy best suited to seek the objective of the Fund. Total Annual Fund Operating Expenses excluding interest expense is 0.90%.
 

(4) Wells Fargo Dow Jones Target 2010 FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(5) Wells Fargo Advantage Dow Jones Target: The target date represents the year in which investors may likely begin withdrawing assets. The Funds gradually seek to reduce market risk as the target date approaches and after it arrives by decreasing equity exposure and increasing fixed income exposure. The principal value is not guaranteed at any time, including at the target date.

"Dow Jones" and "Dow Jones Target Date Indexes" are service marks of Dow Jones Trademark Holdings LLC ("Dow Jones"); have been licensed to CME Group Index Services LLC ("CME Indexes"); and have been sublicensed for use for certain purposes by Global Index Advisors, Inc., and Wells Fargo Funds Management, LLC. The Wells Fargo Advantage Dow Jones Target Date Funds, based on the Dow Jones Target Date Indexes, are not sponsored, endorsed, sold, or promoted by Dow Jones, CME Indexes, or their respective affiliates, and none of them makes any representation regarding the advisability of investing in such product(s).

Wells Fargo Funds Management, LLC, a wholly owned subsidiary of Wells Fargo & Company, provides investment advisory and administrative services for Wells Fargo Advantage Funds. Other affiliates of Wells Fargo & Company provide subadvisory and other services for the Funds. The Funds are distributed by Wells Fargo Funds Distributor, LLC, Member FINRA/SIPC, an affiliate of Wells Fargo & Company.
 

(6) Wells Fargo Dow Jones Target 2015 FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(7) Wells Fargo Dow Jones Target 2020 FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(8) Wells Fargo Dow Jones Target 2025 FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(9) Wells Fargo Dow Jones Target 2030 FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(10) Wells Fargo Dow Jones Target 2035 FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(11) Wells Fargo Dow Jones Target 2040 FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(12) Wells Fargo Dow Jones Target 2045 FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(13) Wells Fargo Dow Jones Target 2050 FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(14) Wells Fargo Dow Jones Target 2055 FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(15) Wells Fargo Dow Jones Target Today FundSM - Class R6: The Manager has contractually committed through June 30, 2017, to waive fees and/or reimburse expenses to the extent necessary to cap the Fund's Total Annual Fund Operating Expenses After Fee Waiver at the amounts shown in the fund's prospectus. Brokerage commissions, stamp duty fees, interest, taxes, acquired fund fees and expenses, and extraordinary expenses are excluded from the cap. Expenses from the underlying master portfolio(s) are included in the cap. After this time, the cap may be increased or the commitment to maintain the cap may be terminated only with the approval of the Board of Trustees. 

(16) Principal Diversified Real Asset Fund - Institutional Class: Principal Management Corporation ("PMC"), the investment advisor, has contractually agreed to limit the Fund's expenses by paying, if necessary, expenses normally payable by the Fund, (excluding interest expense, expenses related to fund investments, acquired fund fees and expenses, and other extraordinary expenses) to maintain a total level of operating expenses (expressed as a percent of average net assets on an annualized basis) not to exceed 0.88%. It is expected that the expense limits will continue through the period ending December 30, 2016; however, Principal Funds, Inc. and PMC, the parties to the agreement, may mutually agree to terminate the expense limits prior to the end of the period. 

(17) AllianzGI NFJ Dividend Value Fund - Institutional Class: Effective November 1, 2016, AllianzGI U.S. has contractually agreed to observe, through October 31, 2017, an irrevocable waiver of a portion of its administration fees ("Management Fees" in the table above consist of administration fees and advisory fees paid to AllianzGI U.S.), which reduces the contractual fee rate by 0.15%.
 

(18) Voya Small Company Portfolio - Class I: The adviser is contractually obligated to limit expenses to 0.95% through May 1, 2017. The limitation does not extend to interest, taxes, investment-related costs, leverage expenses, extraordinary expenses, and Acquired Fund Fees and Expenses. This limitation is subject to possible recoupment by the adviser within 36 months of the waiver or reimbursement. The adviser is contractually obligated to waive 0.045% of the management fee through May 1, 2017. Termination or modification of these obligations requires approval by the Portfolio's board. 
(19) The Investment Option is neither a mutual fund nor part of a Separate Account.  The returns listed do not include the impact of contract charges.  Please refer to the contract or disclosure book to determine which Fixed Interest Options are available for your specific plan.  The Investment Option is offered through Voya Retirement Insurance and Annuity Company. 

 Insurance products, annuities and funding agreements issued by Voya Retirement Insurance and Annuity Company, One Orange Way Windsor, CT 06095, (VRIAC), which is solely responsible for meeting its obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services, LLC. All companies are members of the Voya family of companies. Securities are distributed by or offered through Voya Financial Partners, LLC (member SIPC) or other broker-dealers with which it has a selling agreement. 

 The chart shows the performance for each investment option for the time periods shown. 



Creation Date: Monday, June 26, 2017

Not FDIC/NCUA/NCUSIF Insured | Not a Deposit of a Bank/Credit Union | May Lose Value | Not Bank/Credit Union Guaranteed | Not Insured by Any Federal Government Agency

Insurance products issued by Voya Retirement Insurance and Annuity Company, One Orange Way, Windsor, CT 06095-4774. Securities are distributed by Voya Financial Partners, LLC (member SIPC). Custodial account agreements or trust agreements are provided by Voya Institutional Trust Company. Insurance obligations are the responsibility of each individual company. All companies are members of the Voya family of companies. Securities may also be through other broker-dealers with which Voya has selling agreements. Product and services may not be available in all states.